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Football Manager 2020 Sugar Daddy Teams Guide

Heh guys and welcome to our Football Manager 2020 Sugar Daddy teams guide. Jumping inside the editor and adding money to your budget is cheating, sorry guys but its true. However, starting your next save with an FM 2020 sugar daddy team is not.

Today we look at the richest owners in Football Manager 2020 and the meaning of each FM20 sugar daddy type.

Football Manager 2020 Sugar Daddy meanings

When an owner is willing to invest large sums of money in the club, the editor classifies them as FM 2020 sugar daddy teams.

There are three types in FM20. Foreground, background and underwriter sugar daddies.

Find the best FM 2020 players:

FM 2020 Frontend or Foreground Sugar Daddy

The sugar daddy we all see and secretly wish for in real life. Think of Roman Abramovich, throwing money at players and building new facilities.

Other famous foreground sugar daddies can be found at Monaco, Man City and PSG. They may demand high profile signings and a particular philosphy.

FM 2020 Backend or Background Sugar Daddy

A background sugar daddies primary focus is taking care of club stability and financial health. You may get investment towards promotion or growth within your own league but don’t expect much.

This Football Manager 2020 sugar daddy will most likely change to underwriter or even step down altogether.

FM 2020 Underwriter Sugar Daddy

The most common sugar daddy in FM. An underwriter will wipe out bad dept but won’t actively invest in the clubs growth.

FM 2020 Sugar Daddy Cheat

OK this is not a cheat per se, but some consider accessing the editors hidden data as a form of cheating. With our help you don’t need to, we have done the research for you and included a list of every major Football Manager 2020 Sugar Daddy team below.

If you want bags of money and endless transfer budgets, search the Foreground Sugar Daddies. For help gaining promotion or growing within your league, background sugar daddies will help. If you just want stability, underwriters will do.

The list below states which clubs have an FM 2020 sugar daddy and what type. We have included potential transfer budget and financial balance. I have only included clubs from Europe and North/South America to make the list easier to search. The list is ordered by country so you can best find sugar daddies relevant to your save. Enjoy!

Football Manager 2020 Sugar Daddy Teams List

ClubCountryBudget (£)Sugar DaddyBalance (£)
Sportklub Austria KlagenfurtAustria£129KBackground£2.2m
Arbeiter Sport Club OedtAustria£12KBackground£600K
GNK DiamoCroatia£6.8mUnderwriter£19.3m
Manchester CityEngland£44mForeground£206m
Wolverhampon WanderersEngland£15mBackground£17m
AFC BournemouthEngland£20mBackground£5m
Salford CityEngland£150KBackground£1m
Dagenham & RedbridgeEngland£25KBackground£100K
AFC FyldeEngland£20KBackground£400K
Harrogate TownEngland£15KBackground£80K
Leicester CityEngland£30mUnderwriter-£1.6m
West Ham UnitedEngland£16mUnderwriter£1.3m
Aston VillaEngland£10mUnderwriter£5m
West Bromwich AlbionEngland£3mUnderwriter£43m
Sheffield UnitedEngland£15mUnderwriter-£10m
Stoke CityEngland£5mUnderwriter£45m
Derby CountyEngland£10mUnderwriter£3.9m
Cardiff CityEngland£5.4mUnderwriter-£46m
Huddersfield TownEngland£6.4mUnderwriter-£33m
Sheffield WednesdayEngland£1Underwriter£2.1m
Bristol CityEngland£1mUnderwriter£8.3m
Queens Park RangerEngland£2.5mUnderwriter£4.5m
Blackburn RoversEngland£1.5mUnderwriter£22.6m
Rotherham UnitedEngland£300KUnderwriter£3.2m
Milton Keynes DonEngland£200KUnderwriter£1.3m
Fleetwood TownEngland£1Underwriter£386K
Scunthorpe UnitedEngland£1Underwriter£1
Crawley TownEngland£5KUnderwriter£150K
York CityEngland£5KUnderwriter£111K
Billericay TownEngland£25KUnderwriter£86K
Ebbsfleet UnitedEngland£0Underwriter£20K
Brackley TownEngland-Underwriter£25K
Spennymoour TownEngland£10KUnderwriter£49K
Alfreton TownEngland£10KUnderwriter£31K
South ShieldsEngland£15KUnderwriter£15K
Inter TurkuFinland£8KUnderwriter£64K
IFK MariehamnFinland£17KUnderwriter£26K
AS MonacoFrance£21.5mForeground£123m
Paris Saint-GermainFrance£73.2mForeground£150m
Stade RennaisFrance£8.6mUnderwriter£40m
FC NantesFrance£4.7mUnderwriter£11m
KFC Uerdingen 05Germany£215KBackground£981K
Rb LeipzigGermany£17.2mUnderwriter£41m
AS Paok SalonikaGreece£861KBackground£4.3m
AEK AthensGreece£430KBackground£3.4m
Asteras TripolisGreece£1Underwriter£215K
OFI CreteGreece£258KUnderwriter£129K
OFI XanthiGreece£1Underwriter£129K
FC UtrechtHolland£2.5mUnderwriter£17.2m
Shelbourne FCIreland£1Background£2K
Dundalk FCIreland£60KUnderwriter£327K
Waterford FCIreland£47KUnderwriter£62K
Derry CityIreland£1Underwriter£15K
Maccabi Tel-Aviv Israel£215KUnderwriter£26.2m
Lysekloster ILNorway£8KUnderwriter£84K
Futebol Clube FamalicaoPortugal£43KForeground£430K
Lusitania de LourosaPortugal£25KForeground£430K
Rio AvePortugal£236KBackground£3.8m
Clube Desportivo Cova da PiedadePortugal£43KBackground£344K
Clube Desportivo das Aves Portugal£68KUnderwriter£775K
Futebol Clube da Arouca Portugal£86KUnderwriter£1.5m
Uniao Desportiva da LeiriaPortugal£21KUnderwriter£215K
Estoril PraiaPortugal£193KUnderwriter(expects returns)£5.8m
Amora FCPortugal£1KUnderwriter(expects returns)£861
AD OliveirensePortugal£4KUnderwriter(expects returns)£43K
Uniao SintrensePortugal£4KUnderwriter(expects returns)£430K
Zenit St. PetersburgRussia£8.6mUnderwriter£86m
Lokomotiv MoscowRussia£1.7mUnderwriter£46m
Spartak MoscowRussia£8.6mUnderwriter£51m
Dinamo MoscowRussia£21.5mUnderwriter£9.1m
FC SochiRussia£215KUnderwriter£4.8m
Torpedo MoscowRussia£271KUnderwriter£4.8m
Raith RoversScotland£5KBackground£0
Ross CountyScotland£105KUnderwriter£250K
Greenock MortonScotland£10KUnderwriter£50K
Queen of the SouthScotland£30KUnderwriter£75K
Alloa AthleticScotland£2.8KUnderwriter£3K
FC AndorraSpain£107KBackground£430K
FC Lausanne SportSwitzerland£156KForeground£977K
FC LuganoSwitzerland-Background£12m
FC SionSwitzerland£2.3mBackground£488K
Young BoysSwitzerland£4.4mUnderwriter£30m
FC ZurichSwitzerland£390KUnderwriter£2.1m
Adana DemirsporTurkey_Background£1.3m
Fenerbahce Turkey-Underwriter£26m
Atlanta UnitedUSA£1.1mForeground£31m
L.A. GalaxyUSA£2.3mForeground£38m
Los Angeles Football ClubUSA£9.3mForeground£38m
Bunyodkor ToshkentUzbekistan£2.3mBackground£3.8m

Don’t spend it all at once guys! If you found this helpful please do share on social media and give us a follow for more great FM 2020 content.

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