FM 2021

Football Manager 2021 Sugar Daddy Clubs Guide | FM21 Rich Teams

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Heh guys and welcome to our Football Manager 2021 Sugar Daddy clubs guide. Jumping inside the editor and adding money to your budget is cheating, sorry guys but its true. However, starting your next save with an FM 2021 sugar daddy club is not.

Today we look at the richest owners in Football Manager 2021 and the meaning of each FM21 sugar daddy type.

Football Manager 2021 Sugar Daddy meanings

When an owner is willing to invest large sums of money in the club, the editor classifies them as FM 2021 sugar daddy clubs, or FM21 rich teams to you and me.

There are three types in FM21. Foreground, background and underwriter sugar daddies.

FM 2021 Frontend or Foreground Sugar Daddy

The sugar daddy we all see and secretly wish for in real life. Think of Roman Abramovich, throwing money at players and building new facilities.

Other famous foreground sugar daddies can be found at Monaco, Man City and PSG. They may demand high profile signings and a particular philosophy.

FM 2021 Backend or Background Sugar Daddy

A background sugar daddies primary focus is taking care of club stability and financial health. You may get investment towards promotion or growth within your own league but don’t expect much.

This Football Manager 2021 sugar daddy will most likely change to underwriter or even step down altogether.

FM 2021 Underwriter Sugar Daddy

The most common sugar daddy in FM. An underwriter will wipe out bad debt but won’t actively invest in the clubs growth.

FM 2021 Sugar Daddy Clubs

OK this is not a cheat per se, but some consider accessing the editors hidden data as a form of cheating. With our help you don’t need to, we have done the research for you and included a list of every major Football Manager 2021 Sugar Daddy club below.

If you want bags of money and endless transfer budgets, search the Foreground Sugar Daddies. For help gaining promotion or growing within your league, background sugar daddies will help. If you just want stability, underwriters will do.

The list below states which clubs have an FM 2021 sugar daddy and what type. We have included potential transfer budget and financial balance. I have only included clubs from Europe and North/South America to make the list easier to search. The list is ordered by country so you can best find sugar daddies relevant to your save. Enjoy!


Find the best FM 2021 players:


Football Manager 2021 Sugar Daddy Clubs List

ClubCountryBudget (£)Sugar DaddyBalance (£)
Manchester CityEngland£17mForeground£151m
WolverhamptonEngland£17.5mBackground£7m
BournemouthEngland-Background£9.6m
Salford CityEngland£20KBackground£1m
AFC FyldeEngland£20KBackground£400K
Harrogate TownEngland£25KBackground£80K
ChelseaEngland£12mUnderwriter£101m
Leicester CityEngland£1mUnderwriter£29m
EvertonEngland£2.5mUnderwriter£47.5m
SouthamptonEngland£1.5mUnderwriter£23m
West HamEngland£10mUnderwriter£36m
Aston VillaEngland£2.5mUnderwriter£3m
WatfordEngland£1Underwriter£1m
Sheffield UnitedEngland£1mUnderwriter£12m
West Bromwich AlbionEngland£1mUnderwriter£0
Sheffield WednesdayEngland£1Underwriter£2.1m
Bristol CityEngland£1mUnderwriter£30m
Cardiff CityEngland£1Underwriter£1.5m
Stoke CityEngland£1Underwriter£6m
Derby CountyEngland£1Underwriter£31m
MiddlesbroughEngland£1Underwriter£200K
BrentfordEngland£3mUnderwriter£20m
HuddersfieldEngland£1Underwriter£13.7m
Queens Park RangersEngland£1mUnderwriter£14.5m
Blackburn RoversEngland£100KUnderwriter£11.6m
ReadingEngland£1Underwriter£500K
MillwallEngland£1Underwriter£7.5m
Charlton AthleticEngland£400KUnderwriter£14.5m
Rotherham UtdEngland£300KUnderwriter£3.2m
Milton Keynes DonsEngland£200KUnderwriter£1.3m
Fleetwood TownEngland£1Underwriter£386K
Scunthorpe UtdEngland£1Underwriter£1
Crawley TownEngland£5KUnderwriter£25K
Dagenham & RedbridgeEngland£25KUnderwriter£100K
York CityEngland£20KUnderwriter£250K
Ebbsfleet UnitedEngland£0Underwriter£20K
ChorleyEngland£1Underwriter£35K
Brackley TownEngland£1Underwriter£25K
Spennymoor TownEngland£10KUnderwriter£49K
Alfreton TownEngland£1Underwriter£39K
South ShieldsEngland£15KUnderwriter£15.2K
Helsingin Jalk.Finland£182KUnderwriter£456K
Seinajoen Jalk.Finland£68KUnderwriter£913K
Kuopion PalloseuraFinland£45KUnderwriter£228K
IFK MariehamnFinland£18KUnderwriter£27K
Paris Saint-GermainFrance£41.1mForeground£427m
AS MonacoFrance£13.7mForeground£132m
Stade RennaisFrance£13.7mUnderwriter£43m
OGC NiceFrance£13.7mUnderwriter£31m
FC NantesFrance£4.1mUnderwriter£17m
KFC Uerdingen 05Germany£228KBackground£1m
RB LeipzigGermany£18.2mUnderwriter£51m
TSG HoffenheimGermany£8.2mUnderwriter£89m
Olympiakos PiraeusGreece£2mBackground£9.1m
AS PAOK SalonikaGreece£1.27mBackground£3.6m
AEK AthensGreece£731KBackground£4.5m
AO XanthiGreece£45.6KBackground£456K
GS Niki VolouGreece-Background£0
PS VeroiaGreece-Background£0
PS KalamataGreece-Background£0
Anagennisi KarditsasGreece-Background£0
AO YpatouGreece-Background£0
Iraklis AbelokiponGreece-Background£0
Atromitos AthensGreece£1Underwriter£456K
Asteras TripolisGreece£91KUnderwriter£548K
OFI CreteGreece£274KUnderwriter£913K
Panachaiki GEGreece£1Underwriter£137K
APO LevadeiakosGreece£1Underwriter£73K
AO Ionikos NikaiasGreece£1Underwriter£54K
FC UtrechtHolland£2.7mBackground£22.1m
VitesseHolland£4.1mUnderwriter£23m
ADO Den HaagHolland-Underwriter£14m
Shelbourne FCIreland£1Background£3K
Dundalk FCIreland£64KUnderwriter£347K
Waterford FCIreland£50KUnderwriter£66K
Derry CityIreland£1Underwriter£15K
Maccabi Tel-AvivIsreal-Underwriter£0
LarneNorthern Ireland£15KForeground£100K
Lysekloster ILNorway£8.3KUnderwriter£85K
Lusitania de LourosaPortugal£27.4KForeground£228K
Futebol Clube de AlvercaPortugal£27.4KForeground£274K
Estrela de AmadoraPortugal£18.2KForeground£182K
FamalicaoPortugal£731KBackground£2.2m
PortimonensePortugal£731KBackground£1.8m
Futebol Clube de AroucaPortugal£91KBackground£365K
Desportivo Cova de PiedadePortugal£68KBackground£593K
Berco Sport ClubePortugal£2.7KBackground£45K
Rio Ave FCPotugal£593KBackground£1.3m
Zenit St. PetersburgRussia£9.1mUnderwriter£91m
Lokomotiv MoscowRussia£1.8mUnderwriter£43m
KrasnadorRussia£9.1mUnderwriter£32m
Spartak MoscowRussia£9.1mUnderwriter£54m
Dinamo MoscowRussia£22.8mUnderwriter£7.4m
FC SochiRussia£2.2mUnderwriter£18m
Torpedo MoscowRussia£271KUnderwriter£2.9m
Queens ParkScotland£80KBackground£1m
Ross CountyScotland£150KUnderwriter£250K
Greenock MortonScotland£10KUnderwriter£50K
Queen Of The SouthScotland£30KUnderwriter£75K
Alloa AthleticScotland£0Underwriter£3.4K
AlmeriaSpain£1mForeground£1.3m
FC SionSwitzerland£2.5mBackground-£8.9m
FC ZurichSwitzerland£422KBackground£1m
FC SchaffhaussenSwitzerland£0Background£63K
Stade-Lausanne-OuchySwitzerland£0Background£84K
Yverdon Sprot FCSwitzerland-Background-£139K
FC Stade NyonnaisSwitzerland-Background-£65K
SC YF JuventusSwitzerland-Background-£67K
Black Stars BaselSwitzerland-Background-£67K
Young BoysSwitzerland£2.5mUnderwriter£9.1m
Servette FCSwitzerland£0Underwriter-£6.7m
FC LuzernSwitzerland£253KUnderwriter£3.3m
FC LuganoSwitzerland-Underwriter-£4.2m
Adana DemirsporTurkey£10.5KBackground£2.9m
SamsunsporTurkey-Background£351K
EyupsporTurkey-Background£492K
Manisa Futbol KulubuTurkey-Background£985K
GalatasarayTurkey£1.7mUnderwriter£35m
BesiktasTurkey-Underwriter£20m
FenerbahceTurkey£11.9mUnderwriter£36m
TrabzonsporTurkey-Underwriter£7.9m
Basaksehir FKTurkey-Underwriter£1.2m
Kasimpasa ASTurkey£45KUnderwriter£3.4m
FC Inter TurkuTurkey£22KUnderwriter£114K
AltinorduTurkey£2.8mUnderwriter£3.6m
HaverfordwestWales£2KUnderwriter£50K

Every year we test countless tactics and review the very best. For FM21 these systems will be ranked and listed within our tactics index linked below.


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